Diversified Universal LLC — Universal Framework
Universal Cookie Framework
The organization-wide cookie and tracking-technology structure, including category disclosures and visitor choice mechanisms.
- Effective date
- August 31, 2026
- Last updated
- August 31, 2026
- Structural reference
- Diversified Payday Cookie Policy
1.Scope
This Cookie Policy explains how Diversified Universal LLC and its companies ("we," "us," or "our") use cookies and similar technologies when visitors access our websites or use our products and services. Similar technologies may include pixels, tags, local storage, scripts, software development kits, and comparable browser or device technologies.
This Cookie Policy should be read together with our Privacy Policy and any applicable company-specific or offering-specific supplements. We operate in the United States, and this policy addresses technologies used in that context unless an applicable offering's documentation states otherwise.
[Company-Specific Cookie Supplement]
[Offering-Specific Cookie Supplement]
2.What Cookies Are
Cookies are small files or records stored on or associated with a browser or device. They can help a website recognize a browser, maintain a secure session, remember settings, understand website activity, and perform related functions. Some cookies expire when a browser session ends; others remain until they expire or are deleted.
[Company-Specific Cookie Supplement]
[Offering-Specific Cookie Supplement]
3.Categories of Technologies We Use
The technologies used on our websites, products, and services fall into the categories described below. Not every category is used on every website or in every offering, and authenticated areas are generally limited to technologies that are strictly necessary or functional. Where a company or offering uses additional technologies, or uses fewer than those described here, that difference is described in the applicable supplement to this section.
[Company-Specific Cookie Supplement]
[Offering-Specific Cookie Supplement]
Strictly Necessary Technologies
Strictly necessary technologies support functions required to operate or protect our websites and products or services. They may be used for user authentication, secure login sessions, account security, fraud and abuse prevention, network and traffic management, saving required settings, maintaining functionality, and recording cookie and privacy choices. Disabling these technologies through browser settings may prevent portions of our websites, products, or services from functioning properly.
[Company-Specific Cookie Supplement — Strictly Necessary Technologies]
[Offering-Specific Cookie Supplement — Strictly Necessary Technologies]
Functional Technologies
Functional technologies may remember choices or settings that improve the user experience, such as interface preferences, display settings, previously selected options, and other nonessential convenience features.
[Company-Specific Cookie Supplement — Functional Technologies]
[Offering-Specific Cookie Supplement — Functional Technologies]
Analytics and Performance Technologies
Analytics and performance technologies help us understand how visitors use our public-facing websites and whether pages and features function as intended. Information collected may include pages visited, approximate visit duration, navigation paths, referring pages or campaigns, browser and device information, approximate geographic area, error and performance information, and general website interaction data. We may use one or more third-party analytics and performance providers, which may change over time.
[Company-Specific Cookie Supplement — Analytics and Performance Technologies]
[Offering-Specific Cookie Supplement — Analytics and Performance Technologies]
Advertising and Measurement Technologies
Advertising and measurement technologies help us understand whether advertising results in visits, registrations, or other website activity, and help us evaluate or improve advertising campaigns. These technologies may include third-party advertising platforms, conversion tags, campaign-measurement technologies, and similar advertising and attribution services.
These providers may receive identifiers and information concerning activity on our public-facing websites. Depending on applicable law and how a provider uses that information, this activity may be considered targeted advertising, sale, or sharing even when no money is exchanged. We do not sell personal information for monetary compensation, and advertising and marketing technologies are not intentionally placed on authenticated pages containing sensitive account, financial, or comparable information collected in connection with an offering.
[Company-Specific Cookie Supplement — Advertising and Measurement Technologies]
[Offering-Specific Cookie Supplement — Advertising and Measurement Technologies]
4.Service Providers and Third Parties
We may permit service providers and third parties to place or use technologies on our websites for analytics, security, functionality, advertising measurement, or related services. These parties may process information under their own terms and privacy policies, and their practices are not controlled solely by this Cookie Policy. Providers may change over time as our websites, technology, and advertising activities change.
[Company-Specific Cookie Supplement]
[Offering-Specific Cookie Supplement]
5.Your Choices
Most browsers allow users to block, limit, or delete cookies through browser settings. Browser extensions and device privacy settings may also restrict some tracking technologies. Blocking strictly necessary technologies may prevent secure login or other functions from operating properly.
Where required by applicable law, we will provide a method to opt out of targeted advertising or the sale or sharing of personal information associated with advertising technologies. Where applicable law requires recognition of a qualifying browser-based universal opt-out signal, we will process that signal as required.
[Company-Specific Cookie Supplement]
[Offering-Specific Cookie Supplement]
6.Privacy Choices Link
When advertising or analytics activity creates a legally required opt-out right, the applicable website will provide an accessible privacy-choice mechanism, such as a "Your Privacy Choices" link. That mechanism must allow applicable users to disable advertising and targeted-advertising technologies without disabling strictly necessary technologies. Submitting a privacy choice must not prevent access to public website content, except where a disabled optional technology is required for a nonessential feature.
[Company-Specific Cookie Supplement]
[Offering-Specific Cookie Supplement]
7.Do Not Track
Some browsers transmit a "Do Not Track" signal. Because no single industry standard universally governs these signals, we do not respond to legacy Do Not Track signals unless required by applicable law. This does not affect our treatment of legally recognized universal opt-out preference signals.
[Company-Specific Cookie Supplement]
[Offering-Specific Cookie Supplement]
8.Changes to This Cookie Policy
We may revise this Cookie Policy to reflect changes in technology, service providers, legal requirements, or business practices. When revised, the effective date and version number will be updated.
[Company-Specific Cookie Supplement]
[Offering-Specific Cookie Supplement]
9.Contact Us
Questions about this Cookie Policy or our use of cookies and similar technologies may be directed to:
Diversified Universal LLC
Email: CustomerService@DiversifiedUniversal.com
Where a question concerns a specific company or offering, the contact information in that company's or offering's supplement should be used first, where provided.
[Company-Specific Cookie Supplement]
[Offering-Specific Cookie Supplement]
Revision History
| Version | Date | Summary |
|---|---|---|
| 1.0 | August 31, 2026 | Initial publication of the Universal Cookie Framework. |