Diversified Universal LLC — Universal Framework
Universal Privacy Framework
The organization-wide privacy structure applied across Diversified companies and their offerings, with slots for company and offering supplements.
- Effective date
- August 31, 2026
- Last updated
- August 31, 2026
- Structural reference
- Diversified Payday Privacy Policy
1.Scope
This Privacy Policy applies to Diversified Universal LLC and its companies ("we," "us," or "our") in connection with our websites, products, and services offered in the United States. It applies to website visitors, prospective and current customers, authorized users, and individuals who contact us or receive authorized communications from us.
Where a customer's own end users, personnel, or third parties have information entered on their behalf in connection with a particular offering, additional company-specific or offering-specific privacy terms may apply and will be identified in the applicable supplement. This Universal Privacy Framework establishes the baseline provisions that those supplements build upon.
[Company-Specific Privacy Supplement]
[Offering-Specific Privacy Supplement]
2.Our Roles
We may process information in different capacities depending on the relationship and activity involved. Where a customer submits information about its own personnel, clients, or other third parties in connection with an offering, the customer generally determines why that information is processed, and we process it to provide the contracted services.
For information collected directly through our websites, account administration, billing, support, security systems, and our own business operations, we generally determine the purposes and methods of processing. Individuals seeking to exercise rights concerning information entered by a customer on their behalf should generally contact that customer first; we will provide reasonable assistance where appropriate and legally required. Offering-specific documentation describes these roles in more detail where they vary.
[Company-Specific Privacy Supplement]
[Offering-Specific Privacy Supplement]
3.Information We Collect
The categories of information we collect depend on the relationship involved and the offering used. In general, we collect information provided directly by customers and users, information generated automatically when our websites, products, and services are used, and information received from service providers and other authorized sources. Each category is described below. Where an offering collects additional categories of information, those categories are described in the company-specific or offering-specific supplement to this section.
[Company-Specific Privacy Supplement]
[Offering-Specific Privacy Supplement]
Information Provided by Customers and Users
We may collect information that customers and users provide directly, including names, business and mailing addresses, telephone numbers, email addresses, account credentials, authorized-user roles and permissions, subscription and billing information, support communications, and records of acknowledgments, certifications, and approvals.
Depending on the offering, we may also collect other information necessary to establish and administer an account or provide the applicable services. The specific categories of information collected for a given offering are described in that offering's documentation. Customers and users are responsible for the accuracy of information they submit and for having appropriate authority to provide any third-party information.
[Company-Specific Privacy Supplement — Information Provided by Customers and Users]
[Offering-Specific Privacy Supplement — Information Provided by Customers and Users]
Website and Device Information
When someone visits one of our websites or uses one of our products or services, we may collect information such as Internet Protocol address, browser and device information, operating system, referring page or campaign, pages and features used, approximate geographic area, dates and times of activity, and error, diagnostic, security, and performance information, along with cookie and privacy preferences.
Additional details about these technologies and the choices available appear in our Cookie Policy.
[Company-Specific Privacy Supplement — Website and Device Information]
[Offering-Specific Privacy Supplement — Website and Device Information]
Information From Service Providers and Other Sources
We may receive information from service providers and other sources, including payment processors, authentication and communication providers, hosting and infrastructure providers, analytics and advertising providers, fraud- and security-related services, government agencies when authorized or required, and customers or their authorized representatives.
The specific sources relevant to a given offering are described in that offering's documentation.
[Company-Specific Privacy Supplement — Information From Service Providers and Other Sources]
[Offering-Specific Privacy Supplement — Information From Service Providers and Other Sources]
4.How We Use Information
We may use information to create, administer, and secure accounts; provide and improve our websites, products, and services; process billing and subscriptions; authenticate users and deliver security messages; provide customer support; maintain audit records; detect, investigate, and prevent fraud, misuse, unauthorized access, and security incidents; diagnose technical problems; measure website activity and advertising performance; comply with legal obligations; enforce agreements and policies; protect us, our customers, users, and others; and communicate service, billing, compliance, and policy information.
Uses that are specific to a particular offering, including any specialized processing functions of that offering, are described in that offering's documentation.
[Company-Specific Privacy Supplement]
[Offering-Specific Privacy Supplement]
5.How We Disclose Information
We do not disclose information except as described in this framework. Disclosures are limited to what is reasonably necessary for the purpose involved and are subject to contractual, legal, and security safeguards. The circumstances in which information may be disclosed are described below, and any additional disclosures that apply to a particular company or offering are described in the applicable supplement to this section.
[Company-Specific Privacy Supplement]
[Offering-Specific Privacy Supplement]
At the Customer's Direction
We may process or disclose information when directed or authorized by a customer or an authorized user.
[Company-Specific Privacy Supplement — At the Customer's Direction]
[Offering-Specific Privacy Supplement — At the Customer's Direction]
Service Providers
We may use service providers to support our operations, including for hosting and infrastructure, payment processing, authentication, email and text messaging, customer support, security and fraud prevention, data storage and backup, analytics and advertising measurement, software development, and professional services. Service providers may process information only as permitted by their agreements with us and applicable law. The specific service providers used in connection with a given offering may be identified in that offering's documentation.
[Company-Specific Privacy Supplement — Service Providers]
[Offering-Specific Privacy Supplement — Service Providers]
Government Agencies and Legal Requirements
We may disclose information when reasonably necessary to comply with law, regulation, court order, subpoena, or other valid legal process; respond to legally valid government requests; protect rights, safety, security, or property; investigate fraud, misuse, or unlawful activity; or establish, exercise, or defend legal claims.
[Company-Specific Privacy Supplement — Government Agencies and Legal Requirements]
[Offering-Specific Privacy Supplement — Government Agencies and Legal Requirements]
Business Transactions
Information may be disclosed in connection with a merger, acquisition, financing, reorganization, sale of assets, bankruptcy, or similar transaction, subject to appropriate safeguards and applicable law.
[Company-Specific Privacy Supplement — Business Transactions]
[Offering-Specific Privacy Supplement — Business Transactions]
Corporate Operations
Information may be disclosed among Diversified Universal LLC and its companies when reasonably necessary to provide our websites, products, and services, maintain systems, administer the business, or protect legal and security interests.
[Company-Specific Privacy Supplement — Corporate Operations]
[Offering-Specific Privacy Supplement — Corporate Operations]
6.Sale, Sharing, and Targeted Advertising
We do not sell personal information for monetary compensation. We may use analytics, conversion-measurement, and advertising technologies on our public-facing websites. Depending on applicable law and how those providers use information, these activities may be considered targeted advertising, sale, or sharing even when no money is exchanged.
Where legally required, users may opt out through a designated privacy-choices mechanism. We do not intentionally use sensitive account, financial, or comparable information collected in connection with an offering for targeted advertising, and advertising technologies are not permitted on authenticated portions of our products and services.
[Company-Specific Privacy Supplement]
[Offering-Specific Privacy Supplement]
7.SMS and Messaging
Text messaging is used only for authorized account, security, service, and administrative communications, as described in applicable SMS and messaging terms. Mobile opt-in information and consent records will not be sold or shared with third parties or affiliates for their own marketing or promotional purposes. Users may opt out as described in the applicable SMS and messaging terms without terminating other services, although some security or notification functions may then be unavailable.
[Company-Specific Privacy Supplement]
[Offering-Specific Privacy Supplement]
8.Cookies and Similar Technologies
We use cookies and similar technologies for security, authentication, required operation of our websites and services, preferences, analytics, performance measurement, and advertising and conversion measurement on our public-facing websites. Our Cookie Policy explains these technologies and the choices available to users, including a persistent privacy-choices mechanism where required by law.
[Company-Specific Privacy Supplement]
[Offering-Specific Privacy Supplement]
9.Data Retention
Information is retained for periods reasonably necessary to provide our websites, products, and services; comply with legal obligations; resolve disputes; enforce agreements; prevent fraud and abuse; maintain security, audit, and financial records; and support legitimate business operations. Retention periods vary by record type, offering, and legal requirement. Additional details, including any offering-specific retention periods, appear in our Data Retention and Deletion Policy and applicable offering documentation.
[Company-Specific Privacy Supplement]
[Offering-Specific Privacy Supplement]
10.Data Security
We use administrative, technical, and organizational safeguards designed to protect information against unauthorized access, use, alteration, disclosure, or destruction. Safeguards may include role-based permissions, authentication controls, encryption in transit and, where supported and appropriate, at rest, logging and monitoring, data minimization, restricted administrative access, backup and recovery practices, and security review and incident-response procedures.
No system can guarantee absolute security. Users are responsible for maintaining secure credentials, limiting authorized access, reviewing permissions, and promptly reporting suspected unauthorized activity.
[Company-Specific Privacy Supplement]
[Offering-Specific Privacy Supplement]
11.Privacy Rights and Choices
Depending on applicable law and the relationship involved, an individual may have rights to request access to personal information, request correction, request deletion, obtain a portable copy, opt out of certain targeted advertising, sale, or sharing, appeal a denied privacy request, and receive equal service without unlawful discrimination.
These rights are subject to exceptions, identity verification, recordkeeping requirements, and the distinction between information controlled by a customer and information controlled directly by us. Requests involving information controlled by a customer should generally be directed to that customer first. Requests concerning our own activities may be submitted through the contact information below. Authorized agents may submit requests where allowed by law, subject to verification of authority and identity.
[Company-Specific Privacy Supplement]
[Offering-Specific Privacy Supplement]
12.Children's Privacy
Our websites, products, and services are intended for businesses and authorized adult users. They are not directed to children under 13, and we do not knowingly collect information directly from children under 13 through our public-facing websites. Customers are responsible for ensuring that any information concerning minors submitted in connection with an offering is collected and processed lawfully.
[Company-Specific Privacy Supplement]
[Offering-Specific Privacy Supplement]
13.United States Processing
We operate in the United States, and information may be processed and stored in the United States. Our websites, products, and services are not offered as international services unless expressly stated in applicable offering documentation.
[Company-Specific Privacy Supplement]
[Offering-Specific Privacy Supplement]
14.Changes to This Privacy Policy
We may revise this Privacy Policy to reflect changes in law, technology, our offerings, service providers, or business practices. When this policy changes, the effective date and version number will be updated. Material changes may also be communicated through our websites, products or services, or account contact information where appropriate.
[Company-Specific Privacy Supplement]
[Offering-Specific Privacy Supplement]
15.Contact Us
Questions or privacy requests may be directed to:
Diversified Universal LLC
Email: CustomerService@DiversifiedUniversal.com
Where a request concerns a specific company or offering, the contact information in that company's or offering's supplement should be used first, where provided.
[Company-Specific Privacy Supplement]
[Offering-Specific Privacy Supplement]
Revision History
| Version | Date | Summary |
|---|---|---|
| 1.0 | August 31, 2026 | Initial publication of the Universal Privacy Framework. |