Routing Directory Information Notice

1. Purpose

Diversified Check Studio includes a routing number reference directory that helps customers look up an institution by routing number or name. This notice explains where that information comes from, what it means, and what it does not mean.

2. Source of the Data

The directory is derived from publicly published participant information, including the Federal Reserve FedACH participant file and comparable public reference sources.

Diversified Check Studio is not affiliated with, endorsed by, or acting on behalf of the Federal Reserve, any clearing house, or any financial institution listed in the directory.

3. How Updates Work

The directory is refreshed on an automated schedule. Each import is validated and applied atomically, so a failed import rolls back rather than leaving partial data. The date of the most recent successful update is shown in the software.

Publication schedules and institution changes mean the directory can lag behind reality. Mergers, acquisitions, charter changes, and routing number retirements may not be reflected immediately.

4. What a Directory Match Means

A match indicates only that a routing number appears in the reference data with the associated institution details as published.

A match does not confirm any of the following:

• That the routing number is the correct one for your specific account.
• That the institution uses that routing number for the check product you hold.
• That your account is open, active, or in good standing.
• That you are authorized to draw on the account.
• That a check bearing the number will be accepted or paid.

5. Multiple Routing Numbers

Many institutions maintain more than one routing number, and the correct one can differ by state, by region, by legacy institution after a merger, and by whether the transaction is a paper check, an ACH entry, or a wire transfer.

Always use the routing number that appears on a check issued by your institution for the account in question, or that your institution supplies in writing for check printing.

6. Address and Name Information

Institution names and addresses in the directory reflect the published record and may be a processing or servicing address rather than a branch address. Confirm the bank name and address you print with your institution.

7. No Warranty

Directory information is provided for reference on an as-is basis, without warranty of accuracy, completeness, currency, or fitness for a particular purpose. We do not guarantee that any entry is current at the moment you view it.

8. Customer Responsibility

You are responsible for verifying routing and account information with your financial institution before printing. The Production Readiness Policy and the MICR and Bank Information Handling Policy describe the verification steps we expect before production use.

9. Reporting an Error

If you believe a directory entry is incorrect, please tell us using the contact information below and include the routing number and the corrected detail. We will review it against the published source. Because we mirror published data, we cannot override a source record on request alone.

10. Permitted Use

The directory is provided for use within the check printing workflow. Bulk extraction, scraping, redistribution, or resale of directory data through the service is not permitted under the Acceptable Use Policy.

11. Changes to This Notice

This notice may be revised. The Last Revised date and version number will be updated when it changes.

12. Contact

Questions and corrections may be directed to:

Diversified Check Studio
A product of Diversified SaaS, Inc.
Diversified SaaS, Inc. is a wholly owned subsidiary of Diversified Universal LLC.
6212 US Highway 6, Suite 184
Portage, IN 46368-5057
Email: CustomerService@DiversifiedCheckStudio.com
Phone: 1 (833) 990-7297
WhatsApp: 1 (833) 990-7297