Diversified Universal LLC — Universal Framework
Universal Security Framework
The organization-wide security structure describing shared responsibility, safeguards, incident response, and reporting channels.
- Effective date
- August 31, 2026
- Last updated
- August 31, 2026
- Structural reference
- Diversified Payday Security Overview
1.Purpose
Diversified Universal LLC and its companies recognize that the information entrusted to us through our websites, products, and services can be sensitive, and we work to protect it through reasonable administrative, technical, and organizational safeguards. This Security Overview explains, in general terms, our organization-wide approach to security and the shared responsibilities between us and the individuals and businesses who use our offerings. It is intended to provide general information about our practices and is not a contractual guarantee of any particular technology, configuration, certification, or security standard.
[Company-Specific Security Supplement]
[Offering-Specific Security Supplement]
2.Shared Responsibility
Security depends on both Diversified Universal LLC and each person or business using our offerings. We are responsible for maintaining reasonable safeguards designed to protect the websites, products, and services we operate. You remain responsible for protecting your own accounts, passwords, authorized users, devices, and internal procedures, and for using good judgment when sharing information with us or through our offerings. No single party can secure an environment alone, and no technology can eliminate every security risk.
[Company-Specific Security Supplement]
[Offering-Specific Security Supplement]
3.Account Security
If you maintain an account with us, you should use strong, unique passwords, protect your login credentials, limit administrative access to those who need it, and remove access promptly for individuals who no longer require it. You should also secure the devices you use to access our offerings, keep your browser and operating system updated, and avoid sharing credentials between multiple users. Each authorized user should maintain an individual account whenever an offering supports it, so that activity can be attributed appropriately.
[Company-Specific Security Supplement]
[Offering-Specific Security Supplement]
4.Access Controls
Where applicable, our offerings are designed to allow access to be limited based on assigned roles or permissions. Administrators of an account are generally responsible for assigning appropriate permission levels and for periodically reviewing who has access to their account and information. You should promptly remove or adjust access for individuals who change roles, leave an organization, or no longer require access to a particular offering.
[Company-Specific Security Supplement]
[Offering-Specific Security Supplement]
5.Fraud Prevention
We may monitor activity across our websites, products, and services for indications of fraud, abuse, unauthorized access, or other conduct that could threaten our users or our offerings. This monitoring is intended to help protect the integrity of our systems, but it cannot detect or prevent every fraudulent or abusive act. We encourage users to promptly report suspected fraud, account compromise, or other suspicious activity so that we can investigate and respond appropriately.
[Company-Specific Security Supplement]
[Offering-Specific Security Supplement]
6.Protection of Customer Data
We use reasonable administrative, technical, and organizational safeguards intended to help protect information associated with your use of our websites, products, and services from unauthorized access, disclosure, alteration, or destruction. Our security practices may evolve over time as technology, threats, applicable law, and business needs change. For security reasons, we do not publicly disclose every protective measure we use, as doing so could undermine the effectiveness of those measures.
[Company-Specific Security Supplement]
[Offering-Specific Security Supplement]
7.Customer Responsibilities
You play an important role in keeping information secure. You should:
• Protect your login credentials and avoid reusing passwords
• Limit and periodically review access granted to others
• Keep your contact information current so we can reach you
• Monitor your account activity for anything unusual
• Report suspicious activity promptly
• Keep your devices, browsers, and software updated
• Train any authorized users on appropriate use
• Follow your own organization's internal approval and security procedures
[Company-Specific Security Supplement]
[Offering-Specific Security Supplement]
8.Incident Response
If Diversified Universal LLC or one of its companies becomes aware of a security incident that affects information associated with our websites, products, or services, we will respond in accordance with applicable law, any relevant contractual obligations, and our internal incident response procedures. The specific steps we take, and any notifications provided, will depend on the nature, scope, and severity of the particular incident involved.
[Company-Specific Security Supplement]
[Offering-Specific Security Supplement]
9.Reporting Security Concerns
If you believe an account has been compromised, that credentials have been stolen, that unauthorized activity has occurred, or that another security concern exists involving one of our websites, products, or services, please contact us as soon as reasonably possible using the information below. Prompt reporting allows us to investigate quickly and helps reduce potential harm to you and to others who use our offerings.
[Company-Specific Security Supplement]
[Offering-Specific Security Supplement]
10.Availability
We work to maintain reliable availability of our websites, products, and services, but no online offering can guarantee uninterrupted access. Maintenance, upgrades, internet outages, third-party service interruptions, security events, and other circumstances beyond our control may temporarily affect availability. If you rely on a particular offering for time-sensitive activity, you should plan accordingly and allow sufficient time before any relevant deadline.
[Company-Specific Security Supplement]
[Offering-Specific Security Supplement]
11.Third-Party Services
Diversified Universal LLC and its companies rely on third-party providers for certain infrastructure, hosting, communications, payment processing, and other operational functions supporting our websites, products, and services. Those providers maintain their own security practices, which we do not control. We select service providers with care, but we cannot guarantee the independent security practices of any third party, and an incident affecting a third-party provider could affect our offerings.
[Company-Specific Security Supplement]
[Offering-Specific Security Supplement]
12.No Absolute Security
No website, product, service, cloud provider, network, device, or communication system can guarantee complete security. Accordingly, no security measure we implement is perfect, no system is immune from attack, and no online offering can eliminate every risk. We continually evaluate and seek to improve our security practices, but we cannot promise or guarantee that unauthorized access, use, or disclosure of information will never occur.
[Company-Specific Security Supplement]
[Offering-Specific Security Supplement]
13.Changes to This Overview
We may update this Security Overview from time to time to reflect changes in technology, our security practices, our business operations, or applicable law. Updates will be reflected in the effective date, last-updated date, or version information associated with this document, and material changes may be summarized in a revision history where applicable. Continued use of our websites, products, or services after an update constitutes acknowledgment of the revised overview.
[Company-Specific Security Supplement]
[Offering-Specific Security Supplement]
14.Contact
Questions regarding this Security Overview, or reports of a suspected security concern relating to our websites, products, or services, may be directed to Diversified Universal LLC at CustomerService@DiversifiedUniversal.com. Please describe the offering involved and the nature of your concern so that we can direct your inquiry appropriately and respond as promptly as possible.
[Company-Specific Security Supplement]
[Offering-Specific Security Supplement]
Revision History
| Version | Date | Summary |
|---|---|---|
| 1.0 | August 31, 2026 | Initial publication of the Universal Security Framework. |